Stop fighting
collectors alone.
Weaponize the law.
Paste your credit report or a summons. Get pre-filled dispute letters, deadlines, and a step-by-step schedule. You mail the letters. That's it.
No AI is inside the tool. Just Python, regex, and the same federal laws (FCRA, FDCPA) that Congress wrote to protect you. Same techniques the $79-$129/month credit-repair services use — you get the same output for free, in seconds instead of six months.
Forever.
None of them are $0.
Ranges are typical U.S. market rates for consumer legal + credit-repair work in 2026.
Clean up your credit report.
Upload your credit report PDF (Credit Karma, Experian, Equifax, TransUnion — all supported) or paste the raw text. We find the negative items and tell you which dispute strategy applies to each. Don't have a report? Pull one free at annualcreditreport.com.
Upload one PDF per bureau you have. Same item can appear on all three — we'll dedupe automatically and send each dispute letter to only the bureaus that report it. If you only have one, upload just that one.
Full Credit Repair Kit — pre-filled.
Enter your info once. We assemble a self-contained HTML file with every letter pre-filled with your name and address (FCRA §605, §611, MOV, FDCPA §809 validation, PFD, goodwill, C&D — matched to strategy), a timeline of every deadline, and a step-by-step schedule with a persistent checklist. Save it, close the tab, use it offline. Nothing leaves this browser except the returned HTML.
Sued over a debt that isn't yours? Skip everything above.
Jump straight to the court case builder — the free courtroom package builder for identity theft & disputed-debt lawsuits. Fill your summons details, attach labels for evidence you'll bring, hit Execute Run — we assemble a script, an evidence list, and a defense-filing outline.
- Legal Services Corporation · find your local legal-aid office (free if you qualify)
- NACA · find a consumer-rights attorney (many take FCRA/FDCPA cases on contingency — no up-front cost)
- Your state bar's Lawyer Referral Service (Google: "[your state] bar lawyer referral")
- A ready-to-type Answer draft — federal-shape general Answer with numbered admit/deny paragraphs and affirmative defenses selected for your case.
- An affirmative-defense picker that adds SOL, lack of standing (chain of title), FDCPA counterclaim, IL Rule 280.2, and more — whichever fit your facts.
- A deadline calendar keyed to your service date and your state's Answer window — cited by rule number so you can verify.
- An evidence checklist keyed to each defense — what to gather, in what order, and why the judge will care.
- A walkthrough — get the court's Answer form, file it, serve the plaintiff, send written discovery, when to escalate to NACA / LSC / state bar.
Founder · Developum AI
A friend needed help.
So I built this.
I'm MadBrad — 30-year first AD, founder of Developum AI. I've been building autonomous systems since February. When a friend told me what his credit repair service was charging him — a thousand bucks and six months of "trust us" — I thought that was insane. So I read the actual federal statutes (FCRA, FDCPA), wrote the regex, and turned the whole thing into an app that runs on your machine in seconds.
It's free because it should be free. The law you're using is public. The letter templates you'd pay for at LegalZoom are boilerplate. The only labor that's ever been priced is the assembly — and machines do that in a second. I'd rather live in a world where someone in a jam can find a working tool at 2 AM than one where they have to swipe a card first.
If it helps you, chip in a few bucks so I can keep the server on for the next person. If you want to see the receipt of a working stack — developumaiengine.com. If you want the source truth on my other work — own.kissmysaas.skin.
Your data — receipts, not promises.
Honest version: the PDF does pass through our server once — pdfplumber runs there, not in your browser (client-side PDF parsers are unreliable). The text lives in RAM for the milliseconds it takes to parse, then it's dropped. Never written to disk. Never logged. Never trained on. If that's not tight enough for you, download the setup and run the analyzer on your own machine — same code, offline.
Files you attach to the court case builder stay on your machine. We only receive the label you type. Never the file bytes.
No account. No sign-up. No cookies. No third-party trackers. Standard access logs (URL only — not fields) auto-purge after 14 days.
Open DevTools → Network → click Execute Run. You'll see one POST with the fields you filled — no files, no extras.
The dare: generate your kit, save the HTML, then turn off your wifi and open the file. Every letter, every timeline, every checkbox — still works. That's what "yours forever" means.